Pension can be confusing for most people, there are so many schemes with weird and wonderful names and most clients want their pensions broken down into a language they understand. Just an example, if you have one of the following schemes give me a call and I will do my best to explain the scheme in plain English.

 

• Personal Pension

• SIPP

• SSAS

• Final Salary

• Defined Benefit

• Defined Contribution

• SERPS

• Annuity

• Pension Drawdown

• Phased Retirement

 

Put these together with phrases like “I am in a 60th or 80th scheme” or, another I regularly hear, “my pension is frozen”, although I am yet to see a pension that is actually frozen.

 

Even with all my experience I have to call on specialist advice and I have associations with experts who can help with even the most difficult cases.

 

If you would like help with any of the above, just give me a call. We can have a quick chat and see if there is anything I can do to help.